# Claystone Business Capital > Claystone Business Capital is a small-business funding broker at 24A E 1st St, Newton, NC 28658 (phone (828) 374-7383). It helps businesses in Newton, NC and across Catawba County, North Carolina, explore funding options. Claystone Business Capital takes funding requests for term loans, working capital, lines of credit, inventory financing, equipment financing and merchant cash advances, reviewed and decided by partner lenders and providers. Claystone Business Capital is a loan broker, not a lender. It passes funding requests to partner lenders and advance providers, who review each request and make every decision on approval, terms and cost. Claystone Business Capital is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Claystone Business Capital arranges no trucking or agriculture funding, no startup or SBA loan programs, no real estate or property loans, and no personal or consumer loans. Key facts: - Business type: small-business funding broker (not a lender) - Address: 24A E 1st St, Newton, NC 28658, United States - Phone: (828) 374-7383 - Apply: https://claystonebusinesscapital.com/apply/ - Places: Newton, NC and all of Catawba County, North Carolina - Language: English ## Funding options - [Business Funding Options in Newton, NC, From a Second Storefront to Uneven Weekly Sales](https://claystonebusinesscapital.com/business-loans/): Six funding types compared by purchase for Newton, NC businesses, with secured and unsecured examples from medical, dental, salon, repair, landscaping and restaurant work in Catawba County. - [Working Capital Loans in Newton, NC for Big Furniture Orders and Supplier Bills](https://claystonebusinesscapital.com/business-loans/working-capital/): Working capital in Newton, NC covers the gap between paying out and getting paid: payroll, fabric and frame bills, retainage and slow-paying commercial accounts, with invented examples worked out for local trades. - [Business Term Loans in Newton, NC to Buy a Store, Salon or Second Location](https://claystonebusinesscapital.com/business-loans/term-loans/): A term loan pays a lump sum that is paid down monthly over a fixed term. In Newton, NC it can fund a business purchase, a second storefront or a partner buy-out, but not a building or land. - [Business Line of Credit in Newton, NC for Fabric Buys, Repairs and Uneven Months](https://claystonebusinesscapital.com/business-loans/line-of-credit/): A line of credit lets a Newton, NC business draw up to a set limit, pay it down and draw again, paying interest only on the drawn balance. Examples cover upholstery, landscaping, auto repair and restaurant cases. - [Inventory Financing in Newton, NC for Showroom Pieces, Store Stock and Parts](https://claystonebusinesscapital.com/business-loans/inventory-financing/): Inventory financing lets a Newton, NC business buy stock ahead of sales and pay it down as the goods sell. It can run as a one-time loan or a line, and partners decide how much of the stock value to advance. - [Equipment Financing in Newton, NC: Cutting Tables, Pedicure Spas and CBCT Scanners](https://claystonebusinesscapital.com/equipment-financing/): Equipment financing ties the payment to a machine that secures it. This Newton, NC page works through invented examples for upholstery, dental, landscaping, machine shop, grocery, salon, office and restaurant equipment. - [Merchant Cash Advance in Newton, NC: How Card-Sales Remittances Rise and Fall With Sales](https://claystonebusinesscapital.com/merchant-cash-advance/): A merchant cash advance trades part of future card sales for cash now. The provider collects a share of daily card deposits until the agreed total is in, so the pace follows sales; it is not a loan. ## Industries - [Business Loans by Industry in Newton, NC: Shops, Salons, Clinics and Contractors](https://claystonebusinesscapital.com/industries/): Trade notes for Newton, NC and Catawba County, NC owners: what a kitchen, clinic, salon, contractor or maker can need to buy, the County Business Patterns count for that trade, and the funding product that fits the purchase. - [Construction Business Loans in Newton, NC: Compact Loaders and Equipment Repairs](https://claystonebusinesscapital.com/industries/construction/): Contractors in Catawba County, NC can fund machines through equipment financing and the wait on a pay application through working capital. This page works through invented excavator, trailer and payroll examples and the 2023 county construction counts. - [Newton, NC Business Loans for Retail: Shelving, Security Systems and a Second Storefront](https://claystonebusinesscapital.com/industries/retail/): A Newton, NC store can fund registers, shelving, cameras and fixtures as equipment, stock as inventory and a second storefront with a term loan. Invented examples show the payments, next to 2023 retail counts for Catawba County, NC. - [Newton, NC Restaurant Loans for Ranges and Patio Tables, Chairs and Umbrellas](https://claystonebusinesscapital.com/industries/restaurants/): Restaurants in Newton, NC can finance kitchen machines as equipment and cover payroll in a slower week with working capital or a credit line. Invented examples price a cook line, a dish machine, an ice machine and a walk-in cooler. - [Medical Practice Loans in Newton, NC, From Lab Analyzers to a Second Office](https://claystonebusinesscapital.com/industries/medical-practices/): Physician practices in Newton, NC can finance diagnostic equipment, fund a buy-in or practice purchase with a term loan and carry a new provider's payroll with working capital. Invented examples and 2023 county counts show the numbers. - [Newton, NC Dental Office Loans for Intraoral Scanners and an Associate Buy-In](https://claystonebusinesscapital.com/industries/dental-practices/): Dental offices in Newton, NC can finance scanners, mills, chairs and CBCT units as equipment, fund a buy-in or transition with a term loan and cover lab bills with a credit line. Invented examples sit next to 2023 county counts. - [Salon Business Loans in Newton, NC: Pedicure Chairs and a Second Chair Row](https://claystonebusinesscapital.com/industries/salons/): Salons, nail salons and barber shops in Newton, NC can finance stations, pedicure chairs and styling chairs as equipment, fund a new suite's stations and furniture with a term loan and cover payroll gaps with working capital. Invented examples are set beside the 2023 counts for Catawba County, NC. - [Newton, NC Auto Repair Shop Loans for Tire Machines and Tire Stock](https://claystonebusinesscapital.com/industries/auto-repair/): Repair shops in Newton, NC can finance scan tools, tire machines and lifts as equipment and carry tire and parts stock with inventory financing or a credit line. Invented examples sit next to 2023 Catawba County, NC repair counts. - [Newton, NC Landscaping Equipment Financing: Skid Steers, Crew Trucks and New-Crew Payroll](https://claystonebusinesscapital.com/industries/landscaping/): Landscaping companies in Newton, NC can finance loaders, skid steers, mowers and crew trucks as equipment, and cover sod, stone and new-crew payroll with working capital. Invented examples sit beside 2023 Catawba County, NC landscaping counts. - [Grocery Store Loans in Newton, NC, From Meat-Counter Equipment to Wholesale Orders](https://claystonebusinesscapital.com/industries/grocery-stores/): Grocers in Newton, NC can finance cases, coolers and checkout lanes as equipment and carry wholesale orders with inventory financing or working capital. Invented examples sit beside 2023 Catawba County, NC grocery store counts. - [Coffee Shop Loans in Newton, NC: Cold-Brew Systems and New Cafe Seating](https://claystonebusinesscapital.com/industries/coffee-shops/): Coffee shops in Newton, NC can finance espresso machines, grinders, cold-brew systems and pastry cases as equipment, and handle new tables and chairs with a term loan or working capital. Invented examples sit next to 2023 Catawba County, NC counts. - [Machine Shop Loans in Newton, NC: Tooling, Fiber Lasers and CMM Inspection Gear](https://claystonebusinesscapital.com/industries/machine-shops/): Machine shops in Newton, NC can finance CNC mills, lathes, fiber lasers and inspection gear as equipment and carry bar stock and slow receivables with working capital. Invented examples sit beside 2023 Catawba County, NC metalworking counts. - [Gas Station Loans in Newton, NC: POS Systems and Supplier Terms](https://claystonebusinesscapital.com/industries/gas-stations-convenience-stores/): Gas stations in Newton, NC can finance store equipment such as POS systems, coolers and cameras, and carry inside-store stock and payroll with working capital. Fuel equipment is site work outside this site. The invented examples run next to 2023 Catawba County, NC station and store counts. - [Insurance Agency Loans in Newton, NC: Agency Software and an Agency Acquisition](https://claystonebusinesscapital.com/industries/insurance-agencies/): Insurance agencies in Newton, NC can fund a book purchase or an acquisition with a term loan, and software, furniture and signage with equipment financing or working capital. Invented examples sit beside 2023 Catawba County, NC agency counts. - [Chiropractic Practice Loans in Newton, NC, From Decompression Tables to Staff Hiring](https://claystonebusinesscapital.com/industries/chiropractors-and-therapists/): Chiropractic and physical therapy clinics in Newton, NC can finance tables, X-ray units and rehab gear as equipment and cover hiring and slow claim payments with working capital. Invented examples sit beside 2023 Catawba County, NC counts for offices of other health practitioners. ## Tools and calculators - [Newton, NC Funding Resources: A Payment Calculator and North Carolina Registration Offices](https://claystonebusinesscapital.com/resources/): A payment calculator and checked North Carolina office links for Newton, NC owners, arranged by the purchase a restaurant, medical practice, dental office or salon might be weighing. - [Loan Payment Calculator (Business) for Newton, NC Owners Weighing a Term Loan](https://claystonebusinesscapital.com/resources/business-loan-payment-calculator/): A client-side payment calculator for Newton, NC owners: amount, annual rate and term in, monthly payment, total interest and total repaid out. Worked examples use invented figures. ## Communities near Newton, NC - [Business Loans in Newton, NC: Catawba County, NC Furniture, Retail and Health Care Figures](https://claystonebusinesscapital.com/newton-nc/): A Newton, NC funding desk that matches a purchase to a funding product, with funding partners reviewing and deciding. Includes Catawba County, NC and ZIP 28658 figures, invented examples and the office address. - [Business Funding in Catawba County, NC From the Newton, NC Office](https://claystonebusinesscapital.com/service-areas/): Owners anywhere in Catawba County, NC reach the Newton, NC desk by phone or the request form. This page has trade notes, short notes on Maiden, St. Stephens and Brookford, and a link to the Newton, NC page. ## Company - [Small Business Loans in Newton, NC for Furniture Shops, Retailers and Salons](https://claystonebusinesscapital.com/): Claystone Business Capital in Newton, NC compares five loan types and one card-sales advance for Catawba County businesses, then hands a phone or form request to partner lenders and providers, who set terms and decide. - [Business Loan Process in Newton, NC, Step by Step for Catawba County, NC Owners](https://claystonebusinesscapital.com/how-it-works/): A Newton, NC funding request moves from a call or the form, through a talk about the purchase, to a partner review and an offer the owner can accept or decline. - [Newton, NC Funding Questions for Furniture Makers, Shops and Dental Offices](https://claystonebusinesscapital.com/faq/): Short answers to common funding questions for Newton, NC businesses, each tied to an example: salon stations, repair shop scan tools, a track loader, a kitchen range line and a second office. - [About Claystone Business Capital: Catawba County, NC Requests Read in Newton, NC](https://claystonebusinesscapital.com/about/): Claystone Business Capital in Newton, NC talks a funding request through with the owner, matches it to one product and hands it to a funding partner, which reviews and decides. - [Contact Claystone Business Capital in Newton, NC About Equipment, Fixtures or Stock](https://claystonebusinesscapital.com/contact/): Call (828) 374-7383, use the request form or visit the Newton, NC office after a call. The desk talks the purchase through; a funding partner reviews the request and decides. - [Apply for Business Funding in Newton, NC: Short Form, Then a Partner Match](https://claystonebusinesscapital.com/apply/): The Newton, NC request form takes contact and company details plus three ranges. Sending it files no credit application, and the decision on any offer is the funding partner’s. - [Disclosures for Claystone Business Capital, Newton, NC](https://claystonebusinesscapital.com/disclosures/): Claystone Business Capital is a broker in Newton, NC. Partner lenders and advance providers review each request and make every decision. ## Optional - [Full text of every page](https://claystonebusinesscapital.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://claystonebusinesscapital.com/sitemap.xml)